Professional-grade financial tools
Built by CFPs and AI engineers
The Wealth Lab is a growing collection of calculators that go as deep as the tools advisors pay for, at no cost to you.
Advanced Roth CalculatorThe gap in the middle.
On one end, you've got tools built for advisors: expensive, complicated, and usually old, obsolete technology built in the 90s.
Free tools go the other way. They ask for almost no information and hand back an oversimplified result, which there's not much you can do with.
The Wealth Lab sits in the gap between them.
Professional-grade financial tools, made available for everyone.
The Wealth Lab builds financial tools that hold up to professional standards, and puts them in reach of anyone who needs them: financial planners, their clients, and anyone managing their own finances.
Certified financial planners and AI engineers, working together.
The Wealth Lab was founded on a simple observation: professional-grade financial tools exist, but they're locked behind advisor pricing and complexity.
Every tool starts with input from practicing CFPs, so the underlying logic reflects real financial planning practice, not a generic formula. Our AI engineers build and refine that logic, and every tool runs entirely in the cloud, with nothing to install and always available from any computer.
What's in the lab.
We're always creating new tools, and we build every one of them in a creative, fresh, and modern way. Here's what's live today, and what's next in the lab.
Advanced Roth Calculator
For CPAs, CFPs, and financial advisors who know the real question isn't whether to convert, but when and how much, The Wealth Lab's Roth planner is browser-based Roth conversion software that models the whole household: every state's taxes, Medicare IRMAA, real RMD math, and rental real estate, with every step shown. Unlike enterprise platforms that cost thousands and free calculators that guess, it delivers a schedule you can defend in minutes.
Learn moreAdvanced Mortgage Calculator
Models true interest cost over the life of a mortgage, including refinance and extra-payment scenarios.
We love feedback.
The Wealth Lab is built in the open, and it gets better with real input. If you have an idea, see something that could be improved, or want to talk about a possible collaboration, we want to hear from you.
Let's talk.
Whether you're a financial planner, a client using one of our tools, or just have a question, reach out. We'd love to hear from you.